Helping North Carolinians Take Care of Themselves

If you’re not married and don’t have any children, then an individual plan is what you want. While many people are naturally and rightfully worried about the premium, don’t forget that finding a policy that gives you the coverage you need is far more important. If a very low premium for a policy is advertised, be sure to check the coverage, as it may be inadequate for you. Why pay for something that may turn out to be no good anyway?

As the old saying goes, “you don’t need insurance until you do.” While some people think they can forego health insurance because they don’t get sick nor do they work a hazardous job, most health insurance policies will pay for preventive health care services such as annual wellness visits and vaccines. Preventive checkups are the only way to diagnose diseases such as high blood pressure. Therefore, you’re definitely getting your money’s worth with health insurance.